Author: Ag Learning Hub

Elevate Your Farming: A Guide to NVDI and Crop Yield Estimation

Elevate Your Farming: A Guide to NVDI and Crop Yield Estimation

When it comes to modern farming practices, staying ahead of the curve is crucial for success. One innovative technology that has revolutionized the agricultural industry is NDVI, or Normalized Difference Vegetation Index.  By utilizing NDVI, farmers can gain valuable insights into their crops’ health and overall yield potential. In this guide, we will explore how

The Comprehensive Guide to Probability of Default Models in Agricultural Lending

The Comprehensive Guide to Probability of Default Models in Agricultural Lending

Overview of Probability of Default Probability of default (PD) models are a tool used by bankers and lenders to assess the likelihood that a borrower will be unable to repay their debts. PD models in agricultural lending help lenders assess and manage the credit risk associated with lending to farmers and agribusinesses. This enables them

The Comprehensive Guide to Agricultural Underwriting

How to Create a Farm Balance Sheet

How to Create a Farm Balance Sheet

This guide shows farmers and ranchers how to create a farm balance sheet. The balance sheet is an important tool that helps farmers, ranchers, analysts and other stakeholders understand the financial position of a company. Creating a balance sheet is one of the most important things a farmer or rancher should do on an annual

Farm Income Statement Template

DOWNLOAD FARM INCOME STATEMENT TEMPLATE Download this Free Excel Based Farm Income Statement Template from Ag Learning Hub. This income statement is suitable for: Row Crop Farms Poultry Operations Beef & Cattle Ranches Dairy Parlors & Creameries Vineyards This balance sheet also automatically calculates key farm ratios, including: Operating Profit Margin Ratio Earnings Before Interest & Taxes

Farm Balance Sheet Template

DOWNLOAD FARM BALANCE SHEET TEMPLATE Download this Free Excel Based Farm Income Statement Template from Ag Learning Hub. This balance sheet is suitable for: Crop Production Farms Poultry Farms Beef & Cattle Ranches Dairy Parlors & Creameries Vineyard More  This balance sheet also automatically calculates key farm ratios, including: Current Ratio Working Capital Debt to Asset Ratio

The Debt to Equity Ratio in Farm Financials

The Debt to Equity Ratio in Farm Financials

The Debt to Equity Ratio is a financial metric used to measure the proportion of a farmer’s financing that comes from debt compared to the proportion that comes from equity.  It provides insights into a company’s financial leverage and risk exposure, indicating the extent to which it relies on debt financing to fund its operations

Introduction to Ag Lending for Lenders

Introduction to Ag Lending for Lenders

Overview Welcome to the world of Ag Lending! Ag Lending is the practice of providing financial services such as loans, lines of credit and other financial services tailored to the needs of farmers and ranchers. Farmers and agribusiness require capital in order to generate the products which ultimately go to market. Please note that the

Agriculture Cooperatives

Agriculture Cooperatives

Agricultural cooperatives, known as co-ops, are businesses owned and controlled by their farmers and agricultural producers. These organizations exist to foster mutual benefit for the owners and serve multiple purposes. Farmer-owned cooperatives assist their members in marketing and processing agricultural products, as well as in acquiring essential production supplies and services. In This Section Types

The Food Value Chain

The Food Value Chain

Simple Explanation: The food value chain refers to the journey that food products take from production to consumption. It includes all the stages involved in bringing food from farms to consumers’ tables. The food value chain, also sometimes referred to as the ag value chain, is a series of activities required to take a product